Investing in a down (or negative) market isn’t easy. In fact, it might be one of the hardest things to do. To borrow a sentiment from Warren Buffett: You have to be greedy when others are fearful. But when fear is everywhere, that’s far easier said than done. Yes, the research shows that investing a lump sum all at once often delivers the best long-term results.

The state of Virginia offers a $4k state income tax deduction, but age requirements and regulations can be limiting. Want to know how to maximize your 529 plan? Read on.

Explore five key strategies to optimize your savings and investing in 2025. From maximizing retirement contributions and managing spending to estate planning and safeguarding against risks, this guide offers actionable insights to help you navigate an uncertain financial landscape and stay on track for long-term success.

Just because you’ve sold your business doesn’t mean your life is over. To the contrary, it means the opposite. Owning and operating a business is a time-consuming endeavor, and now that you’ve transitioned away from it, there are endless ways to fill your time after you cashed in. Your lifestyle may have changed, but you still need enough cash to meet your living expenses.

It’s safe to say that most investors share a common goal: to have enough money to comfortably live their life without financial fear or worry. The simplest way to do that is to have a good cash strategy. One that is data-tested and designed around your specific plans, assets and needs. Doesn’t sound too hard right? Well, the devil is in the details.

You’ve worked hard to build your portfolio, but have you ever stopped to ask yourself what it’s all for? A lot of people lose sight of why they are actually investing. So really, what’s the purpose of your wealth? Where do you want to spend your money? Maybe you have some ideas in mind, like supporting a comfortable lifestyle, sending kids off to college, or gifting to a charity that’s important to you. Maybe you don’t know yet, and that’s fine too.

Do you know how much to save for college? Here’s how much you should save, how to start, and how to talk to your kids about higher education.

It’s difficult to make investment decisions around events. It’s easy to get emotional when there is something coming on a known timeline, especially in a world consumed by the media that is always hunting for eyeballs. It’s significantly easier to worry, and whip up media-induced panic, about something that could happen on a specific date. It makes for endless punditry building towards an inevitable climax.