by Emily M. Harper, CFP® | May 7, 2020 | Manage Multi-Generational Wealth, Optimize My Taxes, Plan for Retirement, Weekly Market Commentary
The benefits of Roth conversions seem obvious: having better control over taxable income in retirement (a Roth may lessen or eliminate your required minimum distributions), possibly paying less in taxes on a withdrawal now than in the future or leaving more money for...
by Monument Wealth Management Team | Oct 28, 2013 | Featured Articles, Manage Multi-Generational Wealth, Optimize My Taxes
When tragedy strikes, be financially prepared. Here are things you need to know about death and taxes. Halloween is right around the corner, meaning so is the busiest time of year: Thanksgiving, the winter holidays, Valentine’s Day, and my all-time favorite...
by Monument Wealth Management Team | Aug 30, 2013 | Featured Articles, Manage Multi-Generational Wealth, Optimize My Taxes
Make the most of the money you leave behind with these tax-saving tips. The financial goal of many retirees is the straightforward need to have enough money until they die. Leaving a legacy to their children often comes second, provided that a long lifetime, medical...
by Monument Wealth Management Team | Aug 6, 2013 | Featured Articles, Optimize My Charitable Giving, Optimize My Taxes
Donor advised funds let investors avoid some taxes while donating to charity. Americans have always been generous to those in need, and there are great charitable organizations throughout our county. The total dollars given to charity each year are significant, and...
by Monument Wealth Management Team | Jul 19, 2013 | Featured Articles, Optimize My Taxes, Plan for Retirement
When saving for retirement, many people use a combination of tax-deferred and taxable investment accounts to boost retirement savings. But how should you allocate your portfolio between them? Is it better to put high growth assets in the tax-deferred accounts or is it...
by Monument Wealth Management Team | Jun 21, 2013 | Featured Articles, Optimize My Taxes, Plan for Retirement
There’s an anonymous quote that is very fitting given the new realities of our current tax environment, “I’m putting all my money in taxes — it’s the only sure thing to go up.” Yes, taxes have gone up for many Americans, and it’s my opinion that our politicians will...
