So, you STILL haven’t completed your Will? It’s not nearly as intimidating as you might think. Simply, it’s a legal document that goes into effect upon your death and tells your heirs where you’d like your assets to go and who Will take care of your children (if...
What happens after you die? No, I’m not talking angels or pearly gates. What I really mean is, how are you sure your loved ones are taken care of? Thinking about the future beyond your own death is certainly not the most comfortable subject, but in the end, there’s...
If you happen to become the beneficiary of a large wealth transfer, don’t be surprised when everyone around you suddenly becomes a financial advisor. You’ll likely start to receive plenty of advice about what to do with your money. But, who do you listen to? Who can...
Think life insurance is a complete waste of money? You’d be dead wrong. The truth is, when planning over the course of a lifetime, an insurance policy is an irreplaceable component of your financial future. Consider for a moment – the possibility of how an unexpected...
If you’re like me, you’ve been seeking out the silver linings in these unprecedented times. Albert Einstein said it most succinctly: “In the middle of difficulty lies opportunity.” And that’s certainly true for your finances. Markets may be volatile, your plans for...
The benefits of Roth conversions seem obvious: having better control over taxable income in retirement (a Roth may lessen or eliminate your required minimum distributions), possibly paying less in taxes on a withdrawal now than in the future or leaving more money for...
