by Emily M. Harper, CFP® | May 7, 2020 | Manage Multi-Generational Wealth, Optimize My Taxes, Plan for Retirement, Weekly Market Commentary
The benefits of Roth conversions seem obvious: having better control over taxable income in retirement (a Roth may lessen or eliminate your required minimum distributions), possibly paying less in taxes on a withdrawal now than in the future or leaving more money for...
by Emily M. Harper, CFP® | Apr 14, 2020 | Plan for Retirement, Weekly Market Commentary
While the depth and duration of the economic impacts of this pandemic are still to be determined, Congress has created some certainty with their CARES Act, which helps wealth advisors work with clients to navigate these challenging times. The CARES Act touches many...
by Jessica L. Gibbs, CFP | Jan 6, 2020 | Plan for Retirement, Weekly Market Commentary
The Setting Every Community Up for Retirement Enhancement Act, better known as the SECURE Act, was signed into law on December 20, 2019. This is one of the most sweeping changes to our retirement system in more than a decade, and the new provisions under the law are...
by Monument Wealth Management Team | Sep 2, 2015 | Featured Articles, Plan for Retirement
The best advice is to start now, because time is the most important factor in preparing for retirement. Saving for retirement is a daunting task. It requires cutting back current spending in order to fund an unknown future. We don’t know how long we will live....
by Monument Wealth Management Team | Sep 23, 2013 | Featured Articles, Plan for Retirement
In the early 1990’s, I started my career in the financial industry with one of the most well-known Wall Street firms. Many changes have occurred since 1993. Thousands of different investment strategies have been created. Banks and insurance companies have become...
by Monument Wealth Management Team | Jul 19, 2013 | Featured Articles, Optimize My Taxes, Plan for Retirement
When saving for retirement, many people use a combination of tax-deferred and taxable investment accounts to boost retirement savings. But how should you allocate your portfolio between them? Is it better to put high growth assets in the tax-deferred accounts or is it...
