Welcome to the “Off the Wall” Podcast

Think you have great instincts? Think again. Judgments and decision-making are common threads that run through not only your investing, wealth management, and business decisions, but also your quality of life. What impacts these decisions and judgments? Your instincts… (and your counter instincts).

Whether you realize it or not, your views on money are rooted in your early life experiences. Those views impact your financial decisions and your emotional and financial well-being. So, it’s important to become aware of the money lessons that shaped you, define what financial well-being means to you, and prioritize funding contentment. Tune in to learn how! In this episode of Off The Wall, hosts David Armstrong and Jessica Gibbs welcome Dr.

"Rich" is a number, "wealth" is a mindset. Dr. Brian Portnoy, one of the world's leading experts on the psychology of money, joins the podcast to discuss his book The Geometry of Wealth: How To Shape a Life of Money and Meaning. Brian explains how money fits into your happiness and the life you want to lead (not the other way around)—it's what he calls "funded contentment.

Are you actually standing in your own way when it comes to maximizing your investment returns? Dr. Daniel Crosby, Chief Behavioral Officer at Orion, bestselling author and a behavioral finance expert, joins this episode of our Off the Wall podcast to share the psychology behind investing decisions and what investors can do to mitigate their behavior's role in managing money—or, more bluntly, how to protect yourself from yourself.

Don't we all wish things would just go according the plan? But that's not life. What happens when things don't go as planned? Or if we don't actually know what our future looks like? Our guest, Terri Trespicio, says don't be wed to an outcome, which we can't control; instead be wed to something we can control: the planning. The best outcomes result from planning and preparation, and those are skills we can develop.

Financial success is not about following arbitrary rules of thumb or beating a market index. It's about getting the big things right so that you can win at your game, not everyone else's. Emily Harper, a CFP(R) and Partner at Monument, joins Dave and Jessica to talk about better ways to think about success. She also shares how we define "financial planning" at Monument (spoiler: it's not budgeting).

"The Psychology of Money" by Morgan Housel is an endlessly quotable book. Dave, Jessica and Ro Punyani share our favorite quotes from the book and why they resonated with us. We talk about why you should keep cash, volatility and uncertainty, the difference between getting wealthy and staying wealthy, and why you should plan for your plan to not go to plan. Learn more about Monument Wealth Management at: www.monumentwealthmanagement.