Investment Management

What You Own Should Reflect What You Need

Your wealth should help create an option-rich life: one that’s just as fulfilling as it is impressive.

In-House Team

Work directly with your investment team

Goal-Aligned

Portfolio built around your goals

Rooted in Simplicity

Avoid complex, costly investments

It's Less About More and More About You.

Our approach is designed to support the moments that matter throughout your life. We build personalized investment portfolios that reflect your values.

Erin M. Hay, CFA and Nate W. Tonsager, CIPM from our Asset Management Team

Our Investment Philosophy

We use data to intentionally build wealth strategies, personalized to you.

In-House Investment Management

Our team builds and manages your portfolio, customized to your needs

We Remove Human Emotion

We rely on data to score investments, applying a systematic buy/sell strategy.

We Craft Your Custom Portfolio

Our in-house CFA's use models to develop a diverse, multi-asset portfolio tailored to your goals.

We Plan For Downturns

We use cash rather than expensive, exotic strategies to hedge against inevitable market downturns.

We believe the best investment strategy is connected to your goals and is managed by a dedicated team that knows your full financial vision. That’s why we don’t rely on cookie-cutter solutions or products.

WHAT WE DO DIFFERENTLY

Family Office-Level Thinking

You’ll personally work with the team managing your money. Our in-house team has a “hands on the wheel” approach, ready to respond to whatever pops up on the road ahead. After all, your life is dynamic; your portfolio should be, too.

Strategic asset allocation

We build custom, diverse portfolios

We design your custom, diversified portfolio with an appropriate mix of growth, income, and liquidity based on your shifting needs, values, and timeline.

systematic portfolio construction

We don't react to headlines—we respond to data

Our disciplined investment models—each grounded in structured, data-driven scoring systems—evaluate every holding on its own merit. Each investment must meet clearly defined criteria based on momentum and trends, not hype.

Active oversight

We take the long view

We monitor your portfolio consistently but trust the long-term plan, adjusting only when there are significant shifts in the data or your life. Our goal is long-term consistency and performance.

tax-aware management

We help you make smarter tax moves

We integrate tax-conscious strategies like tax-loss harvesting and direct indexing to help you make smarter, more tax-efficient moves.

cash is king

We use cash to create optionality

Instead of complex hedging instruments, we use cash as a core asset class to buffer volatility and preserve optionality, so you can act fast when opportunities arise.

Non-Emotional Investment Strategies

Building portfolios for the long-term is serious business, and we treat it as such. When making investment decisions, we remove human emotion and personal biases by relying on systematic, data-driven processes—not gut feels or news headlines.

Here are some of the in-house investment strategies we use to construct your custom portfolio.

Dividends Strategy

For investors who want their portfolio to work as hard as they do by delivering income now while keeping an eye on potential growth over time.

Growth Strategy

For investors who are trying to harness the innovation of long-term growth-focused companies that are also fundamentally strong.

Core ETF Strategy

For investors who want a globally diversified, momentum-aware portfolio that is actively managed but cost-conscious.

Tactical Bonds Strategy

For investors who want their fixed income exposure to be smart, flexible, and globally aware.

Strategic Income Strategy

For investors who need a multi-asset strategy focused on generating high levels of current income from a variety of liquid asset classes without the tax complexity of K-1s.

Tax-Rebalanced Index Optimized (TRIO) Strategy

TRIO accounts track an index with individual stocks and seek tax-loss harvesting opportunities.

Please Note: Different types of investments involve varying degrees of risk.  Therefore, it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended and/or undertaken by Monument), or any planning or consulting services, will be profitable, equal any historical performance level(s), or prove successful.

Want to learn more about our investment strategies?

What Kind of People Work with Us?

We work with individuals and families who:

Want an integrated investment and wealth planning experience
Value thoroughness and concise, differentiated options
Want a transparent, proactive investment strategy—not a “black box”
Need a portfolio that is architected with their big vision in mind

We get it. You don’t want to be buried in charts or projections.

You want the bottom line:

As a client of Monument, you’ll receive a monthly update with a clear breakdown of recent investment activity, along with a timely market update from our Investment Team.

Monument’s Leadership Team

mini Case study

When the Rent Checks Stopped Coming In

For years, Samantha and Luis O’Connell had been building wealth through real estate, among other investments.

The rent from their real estate properties generated steady cash flow, which meant they didn’t need to touch their investment portfolio…

That freedom allowed us to keep their portfolio focused on long-term growth. The rental income gave them the freedom to live the lifestyle they desired, including a few trips overseas each year and putting their two daughters through college.

Then opportunity knocked: the chance to sell their entire real estate portfolio for a significant lump sum. Suddenly, their financial picture shifted. The cash flow they’d relied on from real estate was no longer in play—now they needed their portfolio to generate income without losing sight of long-term growth.

The team at Monument modeled the new scenario and helped them adjust their investment strategy to account for the new influx of assets. We reallocated their portfolio to create a reliable income stream while still keeping a portion of the portfolio growth oriented for the long-term.

The strategy shift helped The O’Connell’s move forward, confident that their new plan would help support their goals: generational wealth, traveling abroad, and education funding for their family.

Please Note: Limitations: The above is a hypothetical scenario not involving an actual Monument Capital Management, LLC (“Monument”) client. It illustrates the hypothetical experience of a fictitious client based on a scenario that an actual client might experience. The scenario is designed to help illustrate how Monument might provide services to similarly situated clients. Keeping in mind that no two clients, situations, or experiences are exactly alike, the above should not be construed as an endorsement of Monument by any of its past or current clients, nor any assurance that Monument may be able to help any client achieve the same satisfactory results. To the contrary, there can be no assurance that a client or prospective client will experience a certain level of results or satisfaction if Monument is engaged, or continues to be engaged, to provide investment advisory services. A copy of our current written disclosure Brochure discussing our advisory services and fees continues to remain available upon request or at monumentwealthmanagement.com/disclosures

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