Private Equity seems to be having a moment. After a few decades of being reserved for the most qualified investors, the gates have been opened to the masses. Today, we’re looking at just why this shift is happening, what it means for you, and what you should consider before investing in Private Equity including returns, fees, and flexibility compared to the stock market. In this episode of Off the Wall, hosts David B. Armstrong, CFA®, and Erin M.
Part 1: Buying and Selling a Home
[00:50] Introducing Joan Stansfield.
[03:26] Is now a good time to buy a home? Are home prices going to keep going up?
[07:32] Tips for buyers on how to compete in a competitive market.
[09:51] Waiving contingencies: Good or bad idea?
[11:56] Why people are panic selling real estate & Is it still a seller’s market?
[14:18] Why is the housing market so expensive?
[16:37] Using real estate as a long-term investment.
[21:02] Home improvements and renovations that increase and decrease the resale value of a property.
Part 2: Interest Rates & Lending
[26:12] Introducing David Turner.
[26:45] The current state of mortgage interest rates & Will interest rates keep going up?
[27:40] How federal interest rates affect mortgage interest rates & Should I wait to buy a home until interest rates to go down?
[29:28] Adjustable-rate mortgages (ARM) vs. Fixed-rate mortgages
[36:45] What you need to know about Jumbo Loans.
[39:39] Rules for VA Loans have changed… Here’s how you might benefit!