Family Generational Wealth

You've built wealth—now you're building a legacy.

But even legacies can unravel without intention. We specialize in generational wealth strategies to help preserve capital, prepare heirs, and turn financial success into long-term purpose.

The Sobering Reality

A 20-year study of 3,200 families:

Lost by 2nd generation

0 %

Lost by 3rd generation

0 %

Not because of poor investment performance, but because the next generation wasn’t prepared to manage it. Study by The Williams Group¹

Why Families Choose Monument

Our integrated approach to generational wealth helps you build lasting legacies

Plan Across Generations

You need more than a will—you need a strategy. We help you:

Transfer Family Assets

We help steward your family’s wealth through:

Facilitate Family Conversations

We help you navigate the emotional side of wealth with:

Invest with Discipline and Purpose

We manage investments to support you now and in the future.

Give Back Intentionally

For many families, giving is part of the legacy. We help you:

Navigate Complex Transitions

Whether it’s selling a family business, inheriting wealth, or making a major purchase, we help you:

Monument is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice.

A Partner Across Every Chapter

We serve as your family’s central point of clarity—your decision partner for life’s biggest moments. That includes working with or recommending:

Estate Attorneys

Develop your estate plan and advise on tax mitigation strategies

CPAs & Tax Attorneys

Develop tax optimization strategies specific to your situation

Family Legacy Consultants

Facilitate family mission statements and governance structures

Insurance & Risk Specialists

Plan for potential estate tax bills and risk management

Philanthropic Advisors

Hone your strategy and involve the next generation in giving

Investment Specialists

Manage portfolios with multigenerational perspectives

We simplify the complexity so you can focus on what matters most: your family, your values, and the legacy you carry forward.

Monument’s Leadership Team

mini Case study

Preserving Wealth, Protecting Values

When John and Kara Perry sold their family business and land for $30 million, they suddenly faced big questions:

What about taxes? How do we set our kids up without spoiling them? How do we make sure this wealth lasts for generations?

We helped them put structure around the windfall:

Built a tax-smart portfolio with income and downside protection, so their lifestyle is secure no matter the market.
Coordinated with their CPA to manage a multi-million-dollar tax bill while keeping their money working in the meantime.
Created trusts to cover family priorities—like their vacation home and future medical care—without overexposing the next generation.
Moved part of their remaining businesses into an irrevocable trust to grow outside their estate and reduce future taxes.

Today, the Perrys feel like they can live the way they want—travel, give back, or even fund new ventures—while keeping their children grounded. Their wealth is no longer a question mark; it’s a foundation for options and opportunities that will last for generations.

Read the full case study →

Please Note: Limitations: The above is a hypothetical scenario not involving an actual Monument Capital Management, LLC (“Monument”) client. It illustrates the hypothetical experience of a fictitious client based on a scenario that an actual client might experience. The scenario is designed to help illustrate how Monument might provide services to similarly situated clients. Keeping in mind that no two clients, situations, or experiences are exactly alike, the above should not be construed as an endorsement of Monument by any of its past or current clients, nor any assurance that Monument may be able to help any client achieve the same satisfactory results. To the contrary, there can be no assurance that a client or prospective client will experience a certain level of results or satisfaction if Monument is engaged, or continues to be engaged, to provide investment advisory services. A copy of our current written disclosure Brochure discussing our advisory services and fees continues to remain available upon request or at monumentwealthmanagement.com/disclosures

Legacy is built through intentional decisions.

Will your wealth serve the people and causes you care about most, now and for generations to come?

¹The Williams Group, “Preparing Heirs: Five Steps to a Successful Transition of Family Wealth and Values,” 20-year study of 3,200 families.