Tax Planning Services

Avoiding Unpleasant Tax Surprises

Surprises can be thrilling, but not when it comes to tax time. At Monument, we research the tax impact on your major moves, from stock option exercises and charitable giving to portfolio withdrawals and business transitions. With your CPA in the loop, we help keep your tax strategy on point.

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Is Your Tax Plan Under Control?

Tax planning isn’t just about what you do in April—it’s about what you do all year long. That requires looking ahead and coordinating across your wealth strategy and aligning your tax strategy with your broader goals, instead of undermining them.

Successful professionals with complex wealth strategies can be most susceptible to:

Triggering higher taxes through mistimed sales or distributions
Missing out on deductions, tax credits, or deferral opportunities
Letting tax decisions drive investment decisions

Please see important disclosure information below.

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We can help you avoid unintended consequences and put you back in the driver’s seat.

What Our Tax Planning Services Cover

Tax planning touches almost every area of your financial life. We use detailed, data-driven modeling and collaborative planning to help you with:

Investment Tax Strategy

We analyze your investment portfolio to look for tax efficiency inside of your portfolio, capital gains exposures, and asset allocation and contribution strategies across account types.

Stock-Based Compensation

We evaluate the tax implications of your equity comp like RSUs, PSUs and stock options—modeling how exercises, sales, and vesting events might affect your tax picture and cash flow.

Charitable Giving

We aim to help you maximize the tax efficiency of your giving strategy through tools like donor-advised funds, donating appreciated stock, and other gifting strategies.

Retirement and Distribution Planning

A successful retirement plan is tax efficient. We aim to help you maximize your retirement income by prioritizing account withdrawal sequencing, Roth conversions, and management of required minimum distributions (RMDs).

Strategic Tax Timing and Liquidity Planning

We help you plan proactively for upcoming liquidity events or income shifts—so you can avoid last-minute surprises and make smart decisions around deductions, deferrals, and distributions.

Tax Planning for Business Owners

For business owners, we provide forward-looking guidance on the tax implications of liquidity events, entity structure, and succession planning. We model various deal structures to understand potential outcomes and explore ways to manage the taxes that come along with these events

Coordination with Your CPA

We work alongside your CPA to build a strategy that aligns with your financial priorities and filing requirements.

Please see important disclosure information below.

Who Our Tax Planning Services Are Built For

We work with:

Our team’s tax planning guidance supports smart decision-making across the entire year.

Please see important disclosure information below.

The Monument Approach to Tax Planning

Our tax planning isn’t a standalone service; it’s an integral piece of your overall strategy:

Integrated

Tax planning is baked into every part of your wealth strategy.

Collaborative

We coordinate with your tax advisor to help provide seamless execution.

Intentionally Modeled

We use cash-flow based projections to evaluate multiple scenarios and recommend the smartest approach.

Ongoing

Your plan evolves with your life, legislation, and priorities.

Please see important disclosure information below.

What Will You Walk Away With?

With Monument guiding your tax planning, you can expect:

Monument’s Leadership Team

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Please Note: Limitations: The above is a hypothetical scenario not involving an actual Monument Capital Management, LLC (“Monument”) client. It illustrates the hypothetical experience of a fictitious client based on a scenario that an actual client might experience. The scenario is designed to help illustrate how Monument might provide services to similarly situated clients. Keeping in mind that no two clients, situations, or experiences are exactly alike, the above should not be construed as an endorsement of Monument by any of its past or current clients, nor any assurance that Monument may be able to help any client achieve the same satisfactory results. To the contrary, there can be no assurance that a client or prospective client will experience a certain level of results or satisfaction if Monument is engaged, or continues to be engaged, to provide investment advisory services. A copy of our current written disclosure Brochure discussing our advisory services and fees continues to remain available upon request or at monumentwealthmanagement.com/disclosures

Taxes Don’t Have to Be a Burden

Does your tax strategy put you in the drivers seat?

Monument is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice.

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