We serve Executives
Wealth Management for Executives
You’ve built wealth and made big career moves, but success brings complexity. At Monument, we help executives navigate stock-based compensation, career decisions, and family wealth so you can make smart, confident moves.
Why Executives Choose to Work with Monument
Project and Manage Your Cash Flows
Our cash-flow-based planning helps you:
- Spot opportunities for long-term tax efficiency
- Strategically allocate your post-tax income toward key short- and long-term goals
- Model different scenarios to give you a clear picture of your path to success— whether it’s retirement, funding education, or making major purchases
Analyze Your Stock‑Based Compensation
Options, RSUs, PSUs—done. We help you:
- Plan ahead for taxes when your restricted stock vests
- Prioritize exercising options in a tax-savvy way
- Manage or minimize the risk of having too much tied up in company stock
Develop a Custom Investment Portfolio
Taking your company stock into account, we:
- Build and manage diversified portfolios aligned to your life timeline
- Construct portfolios to reduce sector or employer concentration
- Integrate your goals and objectives according to our investment philosophy
Plan for Taxes
High income often comes with high taxes. Taking into account the latest updates on tax laws, we help you:
- Spot any tax optimization opportunities that were missed
- Implement strategies like Roth conversions or Roth 401(k) contributions for long- term tax efficiency
- Get clarity on your tax picture year to year to plan for estimated taxes
Organize Complex Estates
Do you and your heirs fully understand how your assets will transfer? And are you maximizing exemptions and annual gifting exclusions? We’ll work with you and your loved ones to:
- Align your asset titling and beneficiary designations to your estate plan
- Illustrate how assets will transfer to heirs and project future dollar amounts using cash-flow planning
- Highlight options to reduce estate tax exposure
Saving for Children’s Education
If paying for education is a top priority, we’ll project future costs and build a strategy—like using 529 plans and other investment vehicles—to help you save for and reach that milestone.
Give Back with Intention
Many executives prioritize giving back.
Our wealth management services help you craft a charitable giving strategy tailored to your cash flow, tax situation, and philanthropic goals. If a specific vehicle, like a donor-advised fund, is right for you, we can set it up in-house for a seamless experience.
Protect Your Wealth and Future Options
Monument is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice.
Connecting Your Financial Life
To help you move through your biggest transitions with confidence, we want to deliver clarity and connection to your financial world. That includes collaborating with a network of seasoned professionals such as:
Executive Coaches
Helping you navigate leadership transitions or burnout
Philanthropic Advisors
Helping you give with intention
Estate Planning Attorneys
Helping you translate your vision into a long-term structure
Tax Attorneys and CPAs
For advanced planning and real-time insights
Risk and Insurance Partners
Evaluate and purchase protection plans across life stages
Our role is to serve as your second brain and decision partner across key areas of your financial life. Every time we meet, we bring important insights and players to the table and align them around your next best decision.
Turn Corporate Success into Personal Optionality
You’re not just planning for retirement—you’re planning for an Option Rich Life. Using wealth management techniques for executives, we help you:
- Stop making compromises, and going after what you want
- Start putting more of your priorities first
- Live more confidently, planning intelligently for lifestyle shifts or liquidity events
- Protect your wealth without locking up your freedom
- Make decisions at speed without sacrificing depth
We don’t overwhelm you with details. We synthesize the complexity, surface the top options, and recommend what’s next—with clear rationale. You get the confidence to act decisively, knowing we’ve looked under every rock.
Monument’s Leadership Team
mini Case study
From Burnout to Confidence
John and Julie Edwards spent decades working 80-hour weeks at the top of their fields.
By their early 50s, the long hours were wearing thin. They dreamed of trekking in Nepal, living abroad for months at a time, and never having to work again unless they chose to.
Their question: When can we retire and still live the life we imagine?
We helped them:
- Build a planning matrix to test retirement ages and “what if” scenarios
2. Run Monte Carlo simulations to stress-test outcomes
3. Max out tax-advantaged savings and design a gradual diversification strategy
4. Incorporate tax-efficient investments like municipal bonds and plan for future Roth conversions
The Edwards now know they don’t have to grind into their 60s. They can retire sooner, with more confidence that their portfolio will support their lifestyle and goals including putting their daughters through college, spending months in Europe, and not having to work again unless they decide they really want to.
Please Note: Limitations: The above is a hypothetical scenario not involving an actual Monument Capital Management, LLC (“Monument”) client. It illustrates the hypothetical experience of a fictitious client based on a scenario that an actual client might experience. The scenario is designed to help illustrate how Monument might provide services to similarly situated clients. Keeping in mind that no two clients, situations, or experiences are exactly alike, the above should not be construed as an endorsement of Monument by any of its past or current clients, nor any assurance that Monument may be able to help any client achieve the same satisfactory results. To the contrary, there can be no assurance that a client or prospective client will experience a certain level of results or satisfaction if Monument is engaged, or continues to be engaged, to provide investment advisory services. A copy of our current written disclosure Brochure discussing our advisory services and fees continues to remain available upon request or at monumentwealthmanagement.com/disclosures
Your Next ‘Time Now’ Moment? It's Here.
The next chapter of your life can’t run on autopilot. You need a second brain for the decisions you don’t have time to research yourself. A thinking partner who can anticipate blind spots and show you your options, with clarity.
Make Life Option Rich™
