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Consider These 7 Things Before You Invest

Cathleen Phelps Featured Articles, Featured Articles Page 16

Novice investors need to keep their long-term goals in mind when starting their portfolios. Investing and planning for the future can be a daunting task. There are so many factors to consider in creating and managing your portfolio and you may find it difficult to find a financial professional you trust for unbiased advice. That’s why Monument, as an independent registered …

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Volatile Markets Have Turned Diversification on its Head-But Don’t Panic

The Monument Wealth Management Team Featured Articles, Featured Articles Page 6

Don’t let temporary trends ruin your opinion about diversification. The high volatility and unpredictability of today’s markets have many investors asking why good old-fashioned diversification hasn’t been working in their portfolios. Diversification refers to the concept of holding a variety of asset classes so that when one doesn’t perform well, the others may provide some buoyancy. For example, diversification should …

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3 Problems with the S&P 500 Index

The Monument Wealth Management Team Featured Articles, Featured Articles Page 3

3 Problems with the S&P 500 Index The S&P 500 is weighted by market-cap, meaning it’s heavily influenced by certain stocks. For as long as I’ve been in the industry, both investors and advisers alike have accepted the good old S&P 500 index as a good way to gauge portfolio performance. The most common question any adviser gets from a …

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The S&P 500 Doubled: Did You Miss It?

The Monument Wealth Management Team Featured Articles, Featured Articles Page 3

Simple indexing strategies benefited from the S&P 500’s rapid run-up Two years ago, a lot of articles, blogs, and opinions questioned the logic of buy-and-hold investing. Regardless of recent financial history, I still believe that the foundation of any good investment strategy is a globally diversified portfolio. I also believe that any good investment strategy is born from a complete …

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What Every Investor Needs to Know About the Lost Decade

The Monument Wealth Management Team Featured Articles, Featured Articles Page 2

Not everyone lost money during the last ten years. How many times over the past year have you read or heard about the “Lost Decade?” It’s been a popular topic because a lot of investors lost money between January 2000 and December 2009. But just because major indices may have been flat or even down during this period doesn’t mean …