house of cards

Recession Fears Seem to be Subsiding

I’ll admit it. I got nothing done this weekend since Season 4 of House of Cards was dumped onto Netflix. It broke the internet and my productivity like a dump truck full of Kim Kardashian derrière posts. So this may be a little short. However, if this blog does not give you enough of a Monument fix, please be sure to see the great story written by Sara Gilgore at…

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Irrational Behavior In the Bond Market?

Bubbles are tough to spot, but bonds look like the next one. I can’t even begin to count the number of times I’ve come across the phrase “irrational behavior” in my career. I’ve not only studied it academically but also witnessed it firsthand. It seems that my encounters with both the phrase and the actual acts are countless. Our behavior is shaped by trial and error and we generally learn…

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Know Your Bond Basics

When interest rates increase, existing bond prices fall. I have been invited to countless conference calls, webinars, and conferences that promise to educate me about the outlook for municipal bonds. However, in all of that noise, some of the most important but least understood implications for today’s bond market are being overlooked by many investors. Here are some important concepts muni bond investors should be aware of: Why do bond…

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The Real Fear for the Muni Market

Rising interest rates could spook muni bond investors. The potential for mounting debt and falling tax receipts to lead to huge defaults by state, regional, and local governments has precipitated many conference calls and webinars focusing on “setting the record straight” or “busting the myths” for municipal bonds. In each of these conversations I’ve heard a similar message: The default rate for municipal bonds is incredibly low, and while it…

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Hate Bonds? Try This.

If you’re feeling apprehensive about investing in bonds, consider this fixed-income alternative. The current interest rate situation makes purchasing bonds tricky at best. However, every complete and comprehensive financial plan will include an allocation to investments that provide a fixed-income stream. So if bonds are not the greatest investment right now, but investors should still allocate to fixed-income investments, what’s the answer? Consider senior secure loans—loans secured by assets and…

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6 Investing Habits To Dump Now

Watch your bonds — don’t watch TV. The news is rife with analysis about interest rates, inflation, and the dollar, leading many to speculate that the next impending bubble to burst will be in the bond market. Looking at the flow of money over the past 18 to 24 months, it seems that investors have been loading the boat with bonds at the expense of equity. That has me nervous.…

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When Investors Fail, This Is a Reason Why…

Bonds are subject to market and interest-rate risk. It seems obvious, but one way your financial plan or investment strategy will fail is if you buy high and sell low. Simple enough, right? With interest rates at an historical low, it makes you wonder why billions of dollars are flowing out of equity portfolios and into bond portfolios. To most investors, bonds provide a sense of safety and stability. The…

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Financial-Advisor

Stronger Bonds

Amid continuing market volatility, many investors feel uneasy about their financial security. Could this mean taking a look at bonds? Read more…

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